Loan Qualifications

With competitive interest rates and easy qualification, Hoosier Home Mortgage's loans are custom built to cater for everyone's needs.

Here are just some of the ways Hoosier Mortgage is more flexible than other lenders.


Credit History	As one of Hoosier Home Mortgage most flexible lenders, we welcomes all types of credit.

Property Location	Hoosier Home Mortgage services Indiana.

Home Property Types	Hoosier Home Mortgage lends on most property types with some exceptions including: Multiple family homes of 5 or more units Mobile homes Co-ops

Loan Amount	We offer higher LTV's with no mortgage insurance required. Hoosier Home Mortgage's minimum loan amount is $60,000 ($10,000 in Michigan) and the maximum is $1,000,000 which varies by state and county.

Residency	Hoosier Home Mortgage will lend to borrowers with resident alien status, provided they have legal work status and their income is from a source within the United States.

Foreclosure & Bankruptcy	We even offer programs for borrowers that have had foreclosure or filed chapter 13 bankruptcy.

Tax Liens & Judgments	Hoosier Home Mortgage will also consider loans with tax liens or judgments; however, all open judgments and tax liens must be paid with loan proceeds.